Compliance, handled

Never miss an expired insurance certificate again.

CoverChecks reads every COI, flags what doesn't protect you, and reminds everyone before a policy lapses.

Subcontractors

14 total �� 3 reminders due

Apex Electric Inc.

Expires Aug 15

Verified

Bay Area Framing

Expires Jul 01

Missing AI

Superior Plumbing

Expired May 28

Expired

Pacific Drywall Co.

Expires Sep 30

Verified
6 of 14 need an update
AI scanned �� 2.1s
PayPal
SSL encrypted checkout
Free plan �� no card required
Cancel anytime

You upload. They update. We track.

Most GCs chase COIs themselves for 30 days. Then they let subcontractors update their own certificates �� with a single link.

01

Upload the COI

Drag and drop any PDF or photo �� or snap one with your phone camera. A subcontractor emails you a COI? Forward it. We handle the rest.

02

AI extracts in seconds

Our engine reads policy dates, coverage limits, and Additional Insured status �� in under 3 seconds.

Expiration date

2026-08-15

Additional Insured

Yes �� named

Waiver of Subrogation

Included

Cancellation notice

30 days

03

Self-serve links for your subcontractors

Send each sub a private link. When their COI expires, they upload a fresh one themselves �� no email tag, no waiting on you. Track who's updated and who hasn't.

cc.link/s/7BxQ2Update needed
You asked for it

We check what actually matters

Most COI trackers only watch the expiration date. CoverChecks reads every line of your certificate �� flagging missing Additional Insured endorsements and Waiver of Subrogation clauses. An expired COI is bad. A COI that doesn't name you is worse.

  • Detects if your company is listed as Additional Insured
  • Flags missing Waiver of Subrogation endorsements
  • Shows the cancellation notice period �� 30 days vs none
  • Color-codes risk: amber means verify, red means exposed

COI review �� Apex Electric Inc.

Needs review
Policy expiration2026-08-15
Additional Insured listedYes �� named
Waiver of SubrogationNot found
Cancellation notice10 days

Missing Waiver of Subrogation �� the policy won't protect you from the sub's insurer if it comes to claims.

Running a team with 10+ subcontractors?

Free demo of your exact workflow. No commitment, no pressure.

Simple pricing. No surprises.

From solo GCs to growing firms. Cancel anytime. All paid plans include self-serve subcontractor links.

Free

$0forever

3 subcontractors

  • AI COI extraction
  • Expiry dashboard
  • Email reminders
  • Manual corrections
Create free account

Solo

$5.8per month

25 subcontractors

  • AI COI extraction
  • Expiry dashboard
  • Email reminders
  • Self-serve subcontractor links
  • Priority email support
Upgrade to Solo

Crew

Popular
$19per month

100 subcontractors

  • All Solo features
  • Subcontractor self-serve links
  • Bulk COI upload
  • Priority support
Upgrade to Crew

Company

$39per month

Unlimited

  • All Crew features
  • Multi-project management
  • Audit-ready reports
  • API access
Contact sales
For insurance brokers

Earn 30% recurring commission

Your GC clients need CoverChecks. You refer them. You get 30% of their subscription for as long as they stay. No extra work, no software to learn.

Commission is withdrawable after a 30-day cooling period plus a 7-day confirmation window. Refunds or chargebacks during this time void the commission �� protecting both you and us.

Per Solo client

$1.74/mo

$20.88 / year

Per Crew client

$5.70/mo

$68.40 / year

Per Company client

$11.70/mo

$140.40 / year

Brokers get a private dashboard with live payout tracking, referral links, and a PDF of your program terms.